OK. The last two rounds have been fairly straightforward - this one is not hard, but you do have a choice to make. So, here goes:
1. If you think you are going to want to embellish your quilt (beads, buttons, doodads, charms, other things which will get in the way of quilting) then this month, you will need to QUILT your piece.
2. If you don't think you are going to want to embellish your quilt then you should either:
2a. Applique or Embroider something on your quilt OR
Only two more months to go after this one - I wonder how many of us will actually have a finished product at the end?